TERMS & CONDITIONS Unless otherwise stated with respect to our products and / or services are offered on an "as is" basis without any warranty whatsoever either express or implied. MOS Utility Private Limited representations, express or implied, including without limitation implied warranties of merchantability and fitness for a particular purpose. MOS Utility Private Limited does not guarantee the functions contained in the site will be uninterrupted or error-free, that this site or its server will be free of viruses or other harmful components or defects will be corrected even if MOS Utility Private Limited is aware of them. Copyright and Trademark Unless otherwise noted, all materials on this site are protected as the copyrights, trademarks and/ or other intellectual properties owned by MOS Utility Private Limited or by other parties that have licensed their material to MOS Utility Private Limited. All rights not expressly granted are reserved. TERMS AND CONDITIONS Please read the following terms and conditions very carefully as your use of service is subject to your acceptance of and compliance with the following terms and conditions ("Terms").By subscribing to or using any of our services you agree that you have read, understood and are bound by the Terms, regardless of how you subscribe to or use the services. If you do not want to be bound by the Terms, you must not subscribe to or use our services. In these Terms, references to "you", "User" shall mean the end user accessing the App, Website, its contents and using the Services offered through the Website. "Service Providers" mean independent third party service providers, and "we", "us" and "our" shall mean MOS Utility Private Limited, its franchisor, affiliates and partners.INTRODUCTION:1. www.paynearby.inwebsite ("Website") and the App are an Internet and App based payment acceptance platform services owned and operated by MOS Utility Private Limited, a company incorporated under the laws of India.2. Use of the App or the Website is offered to you conditioned on acceptance without modification of all the terms, conditions and notices contained in these Terms, as may be posted on the Website from time to time. MOS Utility Private Limited at its sole discretion reserves the right not to accept a User from registering on the App or Website without assigning any reason thereof. SERVICES OFFERED:MOS Utility Private Limited provides App and Internet-based services through the App and Web Site that enables users to initiate and complete the payment transactions towards the services provided by it. Upon making the payment, MOS Utility Private Limited shall update the relevant billing engine modules to record the payment made by you by using valid and self owned payment instruments. You agree to receive promotional, transactional and commercial communications from MOS Utility through email or SMS.