BANKING SERVICES

Transform your shop into a Fintech Company and facilitate digital banking. Provide varied services through DMT, M-ATM, AEPS and NSDL payment and earn handsome commission.

At MOS, we are scaling up financial inclusion to the remotest corners of India. For the convenience of our customers, we are providing operational flexibility to our retailers and distributers to improve the flow of credit. The focus is to dovetail banking products and raise the bar of financial inclusion at micro level.

DMT

Our premium Direct Money Transfer (DMT) service offers excellent advantage and financially prudent solution to transfer cash to any place in India.

The unorganised sector consisting of daily wage earners, labourers and other manual workers who face lot of issues in cash deposits or transfer of funds to their family and relatives located in remotest corners of India. The Direct Money Transfer facility is a boon to them as it very convenient to use and transfer money anywhere in India safely and securely.

We invite retailers, distributers to initiate digital services and facilitate customers to transact funds within the confines of their homes or shops. By using this service, you can easily transfer funds instantly on behalf of the customer at any IMPS/NEFT supported bank or post office in India. The receiver shall get the remittance spontaneously and for every transaction you shall take home valuable commission. And the best part is that you can setup your independent online money transfer business with zero investment

All you require is a mobile or PC/ laptop, a small retail establishment or shop with Wifi service to commence as a funds transfer agent. Our DMT portal is one of the best and is available 24/7 for any technical assistance.

AEPS

Empower several sections of the society by expediating banking and financial services through Aadhar data. Turn into an ATM and assist in withdrawal using biometrics.To speed track the banking inclusion in the country, AEPS (Aadhar Enabled Payment System) was introduced by the National Payments Corporation of India. AEPS is providing a huge business opportunity because more than half a lakh of ATM machines cannot cater to the needs our population across Pan India. Convert your existing business into a full-fledged Bank ATM by joining with AEPS. The service can be started easily with minimal formalities from your existing shop or residence. The only mandatory requirement is that your bank account must be linked to your Aadhar card. You can offer multitude banking service from the comforts of your present place and earn lucrative fees on every transaction.

AEPS helps the customers to initiate payments using their Aadhar card number and by issuing a Aadhar verification at point of sale (Pos) or micro ATMS. This method was introduced to encourage cashless transactions in India.

You will have to meet the following formalities to carry out an AEPS transaction.

• • Name of the Bank
• • User’s Issuer Identification Number (IIN) or Name
• • Aadhar Card Number linked with the bank account
• • Biometrics of Self

M-ATM

Be among our choicest Business Correspondents (BC) and deliver numerous Banking Services within your comfort zone. Our portal will allow you to conduct instant and secure banking transactions. You could be a local grocer or an owner of a small establishment and through our platform you could be a Micro-ATM as well. Basic functions of an ATM such as Deposit, Withdrawal, Transfer of Funds and Balance Enquiry can be easily conducted through the low-cost micro ATMS that will be connected with major banks across the nation. On every transaction you shall benefit monetarily and due to the advent of Cashless India movement, this is an extremely lucrative business opportunity. Well, the next time if anyone is tired of waiting in long queues and fill out lengthy forms to withdraw or deposit funds, simply utilise our Micro-ATM facility. Our agents will conduct the operation smoothly within the luxury of your home or office.

Since the BC’s will act as a Bank you need to verify the authenticity of the customer using the UID.

NSDL

Become a part of the NSDL Kiosk banking company that offers micro insurance products, free IMPS settlement for all AEPS and Micro ATM withdrawals. Micro ATM is a flexible service that can be utilised for unlimited cash withdrawals without any MDR charges. NSDL Payment bank is highly professional and performs quick, smooth and secure transactions. They offer the best services in terms of online banking with complete transparency for a secure digital experience.

Following are the requirements to start your own NSDL Kiosk banking Service.

• 1. The agent can work from his/her own existing place or shop. No additional space/place required.
• 2. Aadhar card Number.
• 3. PAN Number
• 4. Bank account details
• 5. PC/Laptop with internet and printer connection